Payment Processing

Made Easy!

Eliminate Processing Fees!

Save time and money when you choose Luminous Payments as your preferred payment processor.

Support.

Transparency.

Service.

We are a dedicated team commited to
providing our merchants with solutions
they trust!

Accept all major forms of payment

Industries

We Serve

Luminous Payments proudly offers payment solutions for virtually all business types and sizes. Our Account Executives have the experience and knowledge to help you select the right pricing model and equipment you and your business needs to thrive! Let us help you choose the right solution for your business today!

Restaurant

Service Based

Retail

Internet

Telephone

Mobile

Thrive Together!

We work hard everyday to empower local small businesses nationwide by providing them payment processing solutions that allow them to thrive!

Popular Pricing Solutions

We offer a variety of pricing solutions.
Allow us to assist you in choosing the proper plan for you and your business.

Interchange

  • Wholesale (Cost Plus) Pricing!
  • Know exactly what each card’s cost is!
  • See which card types you accepted!
  • Low Pricing + Great Service!

Cash Discount

  • Keep more of YOUR money!
  • Offset up to 100% of your Processing costs!
  • Compliant with Card Brands in all 50 States!
  • Drive more Cash Sales!

Flat Rate

  • Never wonder the cost to process a card payment!
  • Same rate no matter what card someone uses!
  • Avoid surprises!
  • Know your exact cost to process a card payment!

Cash Discount

  • Keep more of YOUR money!
  • Offset up to 100% of your Processing costs!
  • Compliant with Card Brands in all 50 States!
  • Drive more Cash Sales!

Interchange

  • Wholesale (Cost Plus) Pricing!
  • Know exactly what each card’s cost is!
  • See which card types you accepted!
  • Low Pricing + Great Service!

Flat Rate

  • Never wonder the cost to process a card payment!
  • Same rate no matter what card someone uses!
  • Avoid surprises!
  • Know your exact cost to process a card payment!

Do you take…

Yes we do!

Never miss a sale again!
Accept all forms of payments with one device.

What Equipment Do I Need?

We offer a variety of processing solutions to help simplify your business needs!

B250 EMV/NFC Bluetooth Card Reader

– iOS or Android Connect via Bluetooth
– Long Lasting Battery Life
– NFC Transactions (Apple Pay, Google Pay)
– Contactless Transactions
– Supports EMV and Magnetic Stripe

N1 Terminal

– Contactless EMV Reader
– Swipe, Insert, or Tap
– Over 8 Hours of Battery Life
– SMS/ Email/ Print Receipts
– Cash Discount Reporting
– WiFi/ 4G/ LTE

NMI Gateway

– Virtual Terminal
– Recurring Billing
– QR Codes
– Batch Processing
– Shopping Cart Integrations
– And so much more!